https://www.youtube.com/watch?v=li-ORj8L0VA How the Rules of Insurance May Affect Your Car Accident Claim The rules of insurance play a crucial role in determining the outcome of a car crash case. Some cases are easy, while others are more complicated. The rules regarding contributory and fault can affect your claim. You can determine which party is to blame by understanding the insurance laws of your state. State faultless It's a good idea get a lawyer's help if you were involved in a serious accident. An attorney that specializes in car accidents can help determine if you're in an action. Many of them are free to consult with, so there's no cost for you to use this service. It is possible that you will need to prove the other driver is at fault for an accident if you file a no fault car accident claim. Anecdotal evidence cannot be used to prove fault. You will need to provide the official police reports. Additionally your state with no fault could exclude medical expenses covered by PIP. If your car is damaged in a car accident, no-fault insurance will help you pay medical expenses. While you may not be able to pursue the other driver to repair your car, you could still get compensation for other expenses that were directly related to the crash. PIP coverage could be required according to the state's auto insurance laws in order to get compensation for the expenses. Your expenses will be covered by the no-fault auto insurance policy. Depending on your state, PIP could cover different expenses however, in general, it covers the majority of injuries-related costs. It doesn't pay for emotional distress, or inconvenience. Furthermore, it can't pay for the cost of replacing your vehicle. Comparative fault state In New York, a car accident case is decided in accordance with the state's comparative fault statute. This law differs from other states law governing contributory fault. It simply states that the driver who is responsible for an accident must share the responsi