https://www.youtube.com/watch?v=FSJbQdI0yws What Types of Car Accident Claims Are Available? You could be entitled to compensation if were involved in a car accident. Depending on your coverage the amount of damage that is covered by insurance for car accidents can vary. Certain policies cover motorists who are underinsured while others cover third-party accidents. To determine if you are eligible to file a claim, learn more about each type. Car accident insurance covers damages If you're involved in a car crash you'll need to know what your vehicle insurance will cover. Collision insurance will cover damages to your vehicle and medical bills. Underinsured motorist coverage will pay for damages to your vehicle when the other driver isn't covered by enough insurance. Underinsured driver coverage also pays for damages to your car if you cause the accident, and will pay for repairs to your vehicle up to its value. If you feel at risk of being in an accident, you can also purchase uninsured driver coverage. You can use your no-fault auto insurance policy in order to protect your earnings and injuries. Your policy will cover medical expenses up to $50,000 if the incident was your fault. But, be aware that this coverage is limited to the first three years after the accident. In some instances you may be eligible to submit a claim for damage to your vehicle without the need for additional paperwork. This type of claim is different from a personal injury claim and can include a wrongful death claim. For damage to your car or other valuables, property damage claims can be filed. Collision coverage is crucial to protecting your vehicle from costly damage. It can help you in the event of an accident and is required by your lender. However, you should be aware that collision coverage declines twice more quickly than comprehensive coverage. Therefore, it is recommended to select comprehensive coverage if your vehicle is worth quite a bit. If you're involved in a car crash and ar