https://www.youtube.com/watch?v=OFbY8be0-jo What Is a Personal Injury Claim? A personal injury claim is a formal filed claim to the right to compensation in monetary terms. This compensation is usually awarded by a judge or jury after a trial. Economic damages cover the actual costs such as medical bills and lost wages. Non-economic damages are compensation for emotional suffering, pain and distress. Damages When someone is injured because of an individual or company's reckless behavior the person is entitled to compensation for their losses. Damages are awarded based upon the circumstances of the accident and can be decided by a court following an investigation or by the parties following a settlement negotiation. There are a few common kinds of personal injury damages: Economic damages are the actual financial losses or expenses incurred in the event of an accident. These can be proven with receipts, invoices, and other documentation. Economic damages could include future foreseeable costs like medical expenses and loss of earning capacity, and ongoing medical care. Noneconomic or hedonic damages are the emotional and psychological impact of an injury or accident. These damages are more difficult to assess than expense or financial losses. There is no established formula to determine the value of these damages. Insurance companies use a multiplier based upon the severity and duration of the victim's injuries. Injuries resulting from an accident could hinder you from enjoying your daily activities like exercise, hobbies or even the bonds with family and friends. If this is the case, you could be awarded "loss of enjoyment" damages to compensate you for this loss. Finaly emotional distress damages pay you for the mental apprehension and fear you've endured as a result of your injuries. These damages could constitute an important portion of your compensation package. Punitive damages aren't designed to compensate you for your losses, but rather penalize the party at