https://www.youtube.com/watch?v=OE-VkFVWc2w How the Rules of Insurance May Affect Your Car Accident Claim When it is time to file a vehicle accident claim the rules of insurance play a significant part in the result. While some cases are simple, others are more complex. The rules of fault and contributory negligence may affect your claim. Knowing the rules and specifics of your state's insurance law can help you determine which party is responsible. No- If you've been involved in a serious accident it's a good idea speak with an attorney. Attorneys who specialize in car accidents will help you determine if you're eligible for a case. A lot of them are available for free consultation, so you don't have to spend any fee to avail their services. You might need to prove that the other driver was the one responsible for an accident when you file a no fault claim for a car accident. Anecdotal evidence can't be used to establish that someone else was at fault. You will need to present the official police reports. Your state of no fault may not be able to cover medical expenses that are covered by PIP. If your car is damaged as a result of the car accident, no-fault insurance could help you pay medical expenses. You may not be able to claim against the other driver for repairs to your car but you are able to get compensation for other expenses associated with the accident. Based on the state's auto insurance regulations, PIP coverage may be essential in getting compensation for your expenses. Your expenses will be covered under the no-fault auto policy. PIP can cover different expenses depending on where you reside, but generally it covers the majority of the expenses associated with injuries. It doesn't cover pain, suffering, emotional discomfort, or inconvenience. In addition, it won't cover the cost of replacing your vehicle. Comparative fault state A New York car accident case will be determined according to the state's comparative blame statute. This law differs from o