https://www.youtube.com/watch?v=RMzHQ1Rcl7w What Types of Car Accident Claims Are Available? If you've been in a car accident you could be entitled to compensation for any damages you've suffered. Damages insured by car accident insurance will vary based on the type of coverage you have. Certain policies cover drivers who aren't insured, while others cover third-party accidents. Find out more about each kind of coverage to ensure you're covered to file a claim. Car accident insurance covers damage If you're involved in a car crash You'll want to know what your vehicle insurance covers. Collision insurance will cover the damage to your vehicle as well as medical bills. If the other driver does not have sufficient insurance, the underinsured motorist coverage will pay for damage to your vehicle. Underinsured motorist coverage will also pay for damages to your vehicle should you cause an accident, and will pay for your car's repair costs up to the value of. You can also buy uninsured motorist coverage if you believe you are at risk of causing an accident. In addition to bodily injury coverage In addition, you can use your no-fault insurance policy to cover your injuries and lost income. If the accident was your fault the policy will pay your medical bills and lost income up to $50,000. However, it is important to be aware that this coverage is limited to the first three years after the accident. In some cases you may be able to file a claim for the damage to your vehicle without the need for additional paperwork. This kind of claim is distinct from an injury claim for personal injury. It can also include a wrongful-death claim. Property damage claims can be filed to cover damage to your car or other valuables. Collision coverage is crucial to protecting your car against expensive damage. It can help you in the event of an accident and is required by your lender. You should remember that collision insurance is less costly than comprehensive coverage. It is therefore rec